Tuesday, January 15, 2013

His Credit Card was Denied...

 This is my blog I meant to put out last night on my 14th day of my 31 days of blog challenge. I got caught up with my two favorite Jack Nicholson movies, Carnal Knowledge and Five Easy Pieces. The second movie I ended up falling asleep and not finishing my blog. So here it is...

While traveling back to Los Angeles we stopped off Interstate 5 at a road side area of super commercialism where everything looks alike. As a friend of mine calls it, "the comonization of America." It's a place where you can trust the names, Starbucks, Subway, McDonald's and more. The idea is that there is a comfort in seeing everything the same, same layout, same decor, same, same same.

So we stopped in one of these areas for gas and a cup of Starbucks Joe. As I was squeegee-ing my front car window as Joe pumped the gas, a man approached me, with credit card and receipt in hand. With sad eyes he looked at me, "My credit card was declined and I need some money to buy gas to get myself to Modesto." My immediate reaction was not to believe him. I have been scammed before by this kind of approach. I dismissed him by saying, "Hey, we are just trying to get ourselves back to LA!" He apologized and said he was sorry to bother me. I watched him approach other people who dismissed him as well. Then I saw him linger by his small, old beat up car parked by a gas pump. Inside the car was a woman holding a baby.

I kept glancing back to see if he would get his gas. I didn't want to let this experience in. It was just too painful to think that he was really telling the truth. We finished our car duties and drove over to Starbucks for coffee. Then I thought, why am I buying coffee when I could have helped them fill their car with gas. Joe and I decided to be frugal and take our refillable coffee container in and get a regular coffee for $1.95 and split it. On the way to San Francisco we splurged and got two large (is that called a Vente in Starbucks language?) and spent almost a whopping $8.00 for two of them. I felt it was such a waste after thinking about the sad man with the woman and baby in the car.

We drove on towards our destination and I became so sad and guilty. Joe and I reviewed the incidence and thought of the different ways we could have helped. Joe pointed out that it wasn't like me to dismiss someone. I usually stop and ask them their story....why was their credit card declined? What was the reason they had no money for gas? I felt sick that I could have helped these people and began to cry. In a moment I saw millions of sad people in our country losing their homes, people depressed from loosing their jobs and just a sense of hopelessness. I wanted to turn back but we were already miles from that gas station.

 

What was a fearless (supposedly) spiritual practicing woman to do? I decided to pray for them and in my mind saw them getting the help they needed and visualized a wonderful wealthy person filling their car with gas and their hearts with gratitude. I felt the gratitude in my heart that our credit card wasn't declined, we could shared a lovely cup of coffee, that we had a car that was reliable and comfortable, and that I had a husband that was sensitive, conscious and supportive. I felt a warm glow of love and light fill my body as we drove through the beauty of the Grapevine on I 5 with mountains covered with snow! I sat in bliss of the beauty of life and knew in my heart that all was well.



What is the fearless lesson for me? To take the time to hear someones story and see how I can help? Yes, but the true lesson is honoring ourselves when we are not in the place where we can physically help or "save" someone in need but know, just know, that they are on their own personal fearless journey and see them in light and in divine perfection. Yes, I hold this man and his family as being taken care of and know that all is well in his life...

And the fearless journey continues....

Yours in walking the fearless path,

Mary Ann


10 comments:

  1. This is a very thought-provoking article. When I give to people on street corners, friends or family with me often tell me that it's a scam. My feeling is this: I give because it feels right. If the person receiving from me abuses my trust, that is on his karma and not mine--and my heart can feel light because my intentions were good. Mary Ann, I like the way you dealt with how you felt when you got down the road!

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  2. What an eye-opener! Well, you really cannot blame yourself if your first instinct was not to give money to that person. You also need to protect yourself from being duped. If you’d think about it, if he has a credit card, he may have a source of income. If he maxed out his credit card, it’s his responsibility to monitor his own spending.

    Cinthia Mull

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  3. It is so sad that it came to a point that his credit card was declined just when he needed it the most. I don’t blame you for dismissing him because it could really be a scam; you were just being cautious. But I do hope that someone out there helped them fill their car with gas. Oh and next time, maybe you should control your coffee expenses. Maybe you’re unaware of how much you are spending for a cup of coffee on a daily basis.

    Jaden Allred

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  4. I know how you feel, Mary Ann. It’ll really bother anyone to just leave that man without giving him a little help, especially there's a baby in the car that will be stranded at the gasoline station. On the other hand, I agree with Cinthia and Jaden. He must be responsible in monitoring his finances and spending and the sole responsibility to manage his debts, especially when it comes to using his credit card. :)

    SunsetPayday.com

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  5. I empathize with your feelings, If I am in your situation I will feel the same. But if that man is telling the truth it would be much better helping him fill up his car with gas and therefore helping him with his wife and baby continue their journey. In this case, you cannot be blamed as you were scammed like you mentioned before and that you are only acting cautious although at the same time you have also the means to check him out if he is telling the truth. Maybe that man's credit card had been closed by bank for overdue payments, who knows. By the way, thanks for sharing your story and the lesson. Credit card repair process - (877)853-5483

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